Loan Calculator

Please note that this tool is to be used as a guide only. It is your responsibility to seek proper financial guidance from your lender. This table does not determine your eligibility to gaining financing, and in no way does it provide a guarantee of a loan. Do not use this information as a statement of financial security.

How much would my car loan repayments be?

This calculator shows repayment amount for a car loan, and total interest paid over the life of the loan. You can also see the loan outstanding and the interest paid at any point in time, by using the graph. You can see how the results change if you play with the loan amount, the length of the loan, the interest rates including introductory rates, and how often you make repayments. But remember:


* The results are calculated including an upfront "Loan Fee" (determined to be an industry standard) of $500. Once you enter the car price, the downpayment as a percentage, and the Annual interest rate, the table will show you the "Full Price" of the car including the loan fee and taxes (! note that this is still an estimated calculator- you need full financial advice for this). You don't have to include any fees such as upfront fees, ongoing service fees, transaction fees or exit fees.

* Its just a generic calculator, and real financial providers might calculate things differently.

* Calculators can't give you advice on what to do; you need to make your own decision. If you need advice then find yourself an independent financial planner.

* Although we've tested our numbers and we think they look correct, we can't promise they are perfect.